Construction workers play a pivotal role in turning human-made designs into real works of art. As proud builders of small to large-scale construction projects, they must be protected from hazardous conditions and catastrophic accidents by their employers.
If you are a construction worker who has recently suffered from an injury while on the clock, it is important to learn about which actions you need to do next. Here are three things you need to know about New Jersey’s workers’ compensation:
Are construction workers entitled to benefits?
In New Jersey, workers’ comp is mandated for all employers. This insurance program helps provide workers with financial support and disability benefits for their injuries, regardless of who was at fault.
To file your claim, you must prove that your injury was work-related and that the accident happened while you were on your shift.
What are the common types of injuries in this industry?
Construction workers have one of the most labor-intensive jobs in the world. Whether their risk hazards involve high level falls or prolonged exposure to chemicals, their jobs are often linked to injuries and long-term illnesses such as lung cancer.
Five common examples of construction injuries include:
- Heat stroke
- Electrical shocks
- Sprains and strains
- Broken bones
- Traumatic brain injuries
After your accident, it is important to inform your supervisor about it and seek medical attention as soon as possible. Also, keep in mind that your employer can choose their own doctors, so consulting with them prior to going to the doctor is highly ideal.
What does workers’ comp cover?
New Jersey’s workers’ comp provides extensive coverage to an injured worker’s medical expenses, which includes hospital stay bills, surgery costs and medications. The state also provides wage loss compensation for any injury or illness that has caused a temporary or permanent disability for the employee.
Your safety comes first
While getting an injury may seem like a common occurrence in your line of work, you must still prioritize your health. By understanding your rights and acting with promptness, you can file your claim and receive fair compensation for your injury.