Workers’ compensation protects employees who get injured or become ill due to work-related conditions. Understanding what qualifies as a compensable injury under New Jersey law is essential for protecting your rights and accessing benefits.
Physical injuries from accidents
Physical injuries from workplace accidents are among the most common qualifying conditions. These include injuries from slips and falls, equipment malfunctions, or transportation accidents while on duty. For example, breaking a bone, sustaining burns, or injuring your back while lifting heavy objects during work qualifies for workers’ compensation. The key is proving the injury occurred while performing job-related tasks.
Occupational illnesses
Occupational illnesses result from exposure to harmful substances or environments at work. In New Jersey, illnesses such as respiratory problems from inhaling toxic fumes or diseases caused by long-term exposure to hazardous chemicals are covered. Workers in industries like construction or manufacturing may encounter higher risks of developing occupational illnesses. Even conditions like hearing loss caused by continuous loud noise exposure at work may qualify.
Repetitive stress injuries
Repetitive stress injuries (RSIs) develop over time due to repetitive motions or poor ergonomics. Common RSIs include carpal tunnel syndrome, tendonitis, or chronic back pain caused by prolonged computer use or repetitive lifting. New Jersey workers’ compensation covers these injuries, provided there is clear evidence linking them to your job. Reporting these conditions as soon as they arise is essential.
Aggravation of pre-existing conditions
New Jersey workers’ compensation laws also cover cases where work-related activities aggravate pre-existing conditions. For example, if a previous knee injury worsens due to the physical demands of your job, it could qualify for compensation. However, proving the link between the aggravation and your workplace duties is critical.
Prompt reporting and documentation matter
No matter the type of injury or illness, you must report it to your employer as soon as possible. Under New Jersey law, you typically have 90 days to notify your employer, though doing so immediately strengthens your claim. Ensure you document the incident and seek medical attention promptly to build a strong case.