When an injury at work leaves you unable to work, waiting for workers’ compensation payments becomes a major source of stress. These payments provide much-needed help covering medical bills and putting food on the table during your recovery.
Understanding the timeline for receiving workers’ compensation benefits in New Jersey can make a big difference during this challenging time.
The beginning of workers’ compensation payments
In New Jersey, workers’ compensation payments begin after you report the injury and receive approval of your claim. The state requires that employers or their insurance companies provide payment within 21 days of receiving the injury report. However, delays can occur if additional documentation becomes necessary or if a relevant party contests the claim.
If everything goes smoothly, temporary disability benefits begin within two to three weeks after the processing of the claim. These payments cover 70% of your average weekly wage, capped by the state’s maximum limit. Medical benefits should also start quickly to ensure the injured worker receives proper treatment. However, each case is different, and complications in the claim can delay this timeline.
How you can expedite the process
To help speed up the process, you should report the injury as soon as possible and provide all necessary documentation upfront. This includes medical records, witness statements and details about the incident. Following up with the employer or insurance company can ensure that the claim does not fall behind schedule. Keep detailed records of every communication related to the injury to further prevent unnecessary delays.
If the workers’ compensation process stalls or payment becomes delayed, you may have options for escalating the claim or requesting a hearing. New Jersey law allows workers to challenge unfair delays in receiving benefits. Taking action to address the delay early on can prevent long-term financial strain.