The state workers’ compensation system can help you secure coverage for medical treatment in the event you get hurt on the job. However, you do not have an infinite amount of time to file a workers’ comp claim. There are some timelines you should be aware of so you do not miss out on compensation.
The New Jersey Department of Labor and Workforce Development describes the statute of limitations for workers’ compensation claims. Timelines apply to both workplace injuries and occupational illnesses.
Injuries suffered at work
In the event you sustain a workplace injury, New Jersey establishes a two-year time period in which you must file a claim petition after one of two events. One is the actual date of your injury. The other is the last date you received compensation from your employer. The two-year period starts after the latter date of these two occurrences. Be aware that medical treatment that your employer authorizes for you is a form of compensation.
Workplace illnesses
Sometimes a work environment or activity causes a worker to manifest an occupational illness. It may not be clear when you first develop your condition, though. So while New Jersey also mandates a two-year period to file a claim, the exact start of the statute of limitations depends on when you first became aware of the illness and how it relates to your employment.
You may request an informal hearing to settle your claim with the insurance carrier of your employer. However, filing a hearing application does not halt the statute of limitations period. Be sure of whatever steps you need to take so you make the best use of your time to pursue coverage.