Slip and fall accidents are among the most common causes of injuries in the United States. According to the National Floor Safety Institute, slip and falls result in most workers’ compensation claims. Within this group, construction workers rank most likely to suffer from slip and fall injuries.
If you recently suffered from a slip and fall injury or worry about the safety of your work environment, continue reading this article. Working construction is hazardous enough without the added stress of poorly maintained working conditions.
New Jersey is a “no-fault” state
The Official Site of the State of New Jersey says that workers’ compensation is a no-fault system. This means that you receive insurance benefits no matter who caused the accident. This also means you cannot file a civil suit against an employer for pain or suffering. Negligence on its own does not allow you to sue your employer either. You only have a case if your employer’s actions purposefully put you at risk. If you notice unsafe conditions, you should address them immediately.
Coverage includes every recovery stage
Workers’ compensation may include several benefits for slip and fall injuries. Your employer’s insurance should cover the costs if you require physical therapy. Additionally, any hospital visits, doctor’s appointments or surgeries should be a part of workers’ compensation. Finally, you should receive 70 percent of your weekly wages if you miss more than seven work days.
Workers’ compensation for construction workers is almost always guaranteed. However, this does not protect you from employer negligence. Before you receive a potentially devastating injury, ensure your working environment is safe.