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Workplace accidents and hand injuries

When accidents occur on the job, victims suffer in various ways. Some lose the ability to walk for a period of time and others are immobilized indefinitely. Back injuries, brain trauma, broken bones and lacerations occur far too often, but there are other injuries that create hardships for victims even though they do not receive as much attention. For example, hand injuries are debilitating for workers in many fields. 

From medical bills to pain and the inability to work, hand injuries disrupt life in a lot of ways. Outside of the workplace, these injuries create many challenges as well. It is pivotal for victims facing these hardships to explore their options. 

Construction and office jobs 

Hand injuries are problematic for workers in a wide range of fields. Construction workers who injure their hands are often unable to keep working, especially if they lose the ability to use machinery or tools. However, hand injuries also sideline office workers. For example, many employees cannot type or write anymore because of hand injuries. In fact, repetitive strain injuries occur very often and some office workers injure their hands after typing for many years. 

Recovering 

Moving on after sustaining a hand injury (or any other work-related injury) is crucial. Our law firm breaks down various issues related to obtaining workers’ compensation benefits, which play a key role in an injured worker’s ability to recover. From assistance with training for work in a different field to help with medical bills and lost wages, these benefits are essential for eligible workers who cannot perform their job duties after an injury. 

What benefits are available under workers’ compensation?

In New Jersey, workers’ compensation is an insurance program that provides certain benefits if you sustain job-related illnesses or injuries. The insurance is “no-fault” insurance, which means that it does not matter who is responsible for the accident, you will still receive benefits. 

Additionally, it provides death benefits to children or dependents of workers who die as a result of their job. 

Available benefits 

According to the Department of Labor and Workforce Development, workers’ compensation provides the following benefits. 

  • Temporary total benefits 
  • Medical benefits 
  • Permanent total benefits 
  • Permanent partial benefits 

In exchange for receiving these benefits through the workers’ compensation program, you cannot file a lawsuit against your employer for other damages, such as pain and suffering. There are exceptions, however, if it was an intentional act that hurt you in the first place. 

What to do if you sustain an injury 

If you sustain an injury, you should report it to your employer right away. You may give the notice of your injury to anyone in charge at your workplace. The notice does not have to be in writing, although your employer may want you to fill out an accident report if you are able. If you require medical treatment, you should make a request as soon as possible. According to the New Jersey workers’ compensation laws, your employer and their insurance carrier can choose which physician will treat you for your injuries. It is also important to note that in NJ it is against the law for your employer to retaliate against you for filing a workers’ compensation claim. 

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