If you are employed in New Jersey, you should educate yourself about the type of assistance that you may seek should you be hurt while at work. As explained by the State of New Jersey Division of Workers’ Compensation, the program provides benefits to cover medical costs and some wage replacement if you are unable to work either temporarily or permanently due to your injuries.
If you need urgent medical care, you are free to get that from the nearest emergency department. Beyond that, however, you must visit a provider approved by either your employer or their workers’ compensation insurer.
If you cannot work for a period of time, you may be able to receive temporary total disability benefits. These pay a percentage of your normal wage for a set period of time. If you are deemed unable to ever return to work, you may be able to receive permanent disability benefits. The amount of money you might receive may vary in part depending on the nature of your disability. If you are completely disabled, you may receive more than if you are only partially disabled. The state has designated minimum and maximum payouts for these benefits to injured workers.
If you would like to learn more about the state’s workers’ compensation program and the types of benefits that may be available to you if you are injured on the job, please feel free to visit the workplace accident assistance page of our New Jersey workers’ compensation and personal injury website.