If you or someone in your family rides a motorcycle in New Jersey, you have good reason to be concerned about the actions of drivers in other vehicles. The same holds true for pedestrians and the reality is that anyone can be a pedestrian at different times, not just those who walk or jog for exercise. Even walking across a parking lot makes one a pedestrian at that moment and makes them vulnerable to serious injuries if hit by a car, truck or sport utility vehicle.
For those in Toms River that have been involved in motor vehicle accidents, perhaps nothing is more disheartening to learn that their insurance payout will not be enough to cover their accident expenses. In such cases, people may feel as though they have little choice but to take legal action against the drivers that caused their collisions in order to earn compensation. However, in those instances where a crash was caused by a blatantly negligent, reckless or incompetent driver, the odds of such a driver having adequate insurance coverage themselves may be slim. So what are accident victims to do at this point?